留学生回国创业支持

近年来，随着中国经济的快速发展和科技创新能力的不断增强，国家积极推动高层次人才回国创业，以促进科技成果转化和产业升级。特别是针对留学回国人才，政府制定了一系列扶持政策，包括资金资助、金融支持、知识产权保护等，以鼓励他们带着专利、科研成果、专有技术等回国创办企业，加速科技产业化进程。

政府政策支持

1. 启动支持计划

中国政府深入实施"留学人员回国创业启动支持计划"，旨在为留学回国人才的初创企业提供资金资助和政策支持。该计划通过遴选优秀的留学人才创业项目，提供启动资金，帮助企业渡过初创期难关，加快科技成果转化。同时，该计划还为入选企业提供创业辅导、产业对接、市场推广等支持，确保企业能够快速发展并稳定运营。

2. 创业园区和孵化基地

为吸引留学人才回国创业，各地政府纷纷设立"海外高层次人才创业园""留学人员创业园"等专门孵化基地，为初创企业提供办公场地、政策咨询、投融资对接等一站式服务。此外，这些园区还鼓励企业间技术合作，促进跨行业融合发展，提高企业的市场竞争力。

3. 财政补贴与税收优惠

政府针对留学回国创业企业提供了一系列财政补贴和税收优惠政策。例如，符合条件的企业可享受研发费用加计扣除、高新技术企业所得税优惠、小微企业税收减免等。此外，对于在关键技术领域创业的留学回国人才，地方政府还会提供专项资金支持，帮助他们更快地进入市场并扩大规模。

二、融资支持

1. 创业引导基金和专项扶持资金

为解决初创企业融资难题，政府鼓励各类创业引导基金、专项扶持资金、种子资金和信用担保资金加大对留学回国人才创业企业的支持。这些资金不仅能够为初创企业提供早期投资，还能够在企业发展过程中提供持续的资金支持，帮助他们完成从技术研发到产品上市的全链条孵化。

2. 金融机构支持

金融机构在支持留学回国人才创业方面发挥着关键作用。政府引导银行、投资机构等开发符合留学回国人才创业企业特点的金融产品，如低息贷款、风险投资、政府贴息贷款等，以提升融资便利度。此外，部分银行还专门设立了"科技企业贷款产品"，针对拥有高科技项目的企业提供定制化信贷服务，以缓解资金压力。

3. 天使投资与风险投资

除了政府和银行的支持，留学回国人才创业企业还可以寻求天使投资、风险投资（VC）等社会资本的支持。近年来，国内的创投环境日益成熟，许多投资机构专注于高科技领域的早期项目，这为留学回国人才提供了丰富的融资渠道。

三、知识产权质押融资

1. 知识产权融资模式

知识产权质押融资是一种创新的融资方式，允许企业以其专利、商标、专有技术等无形资产作为抵押，从银行或投资机构获得贷款。这一模式特别适合科技型创业企业，因为这些企业往往拥有较强的研发能力，但缺乏足够的有形资产来进行传统抵押贷款。政府大力支持留学回国人才利用其拥有的专利和专有技术进行融资，以帮助他们渡过资金紧缺期。

2. 政府补贴与风险分担

为了降低金融机构对知识产权质押贷款的风险，政府设立了风险补偿机制，对符合条件的知识产权质押贷款提供财政补贴。同时，各地政府还设立了专门的知识产权融资服务中心，提供知识产权评估、质押登记、贷款撮合等一系列服务，以提升融资便利性。

四、市场环境与人才配套支持

1. 市场环境优化

政府通过优化营商环境，为留学回国人才创业提供更多便利。例如，近年来，中国大力推进"放管服"改革，简化企业注册流程，减少审批环节，提高创业效率。此外，政府鼓励高校、科研院所与企业合作，共同推动科技创新，形成产学研一体化发展模式。

2. 人才引进与配套服务

为了吸引和留住高层次留学人才，政府还推出了一系列人才引进计划，如"千人计划""万人计划""海外高层次人才引进计划"等。这些计划不仅为留学回国人才提供创业资金支持，还在住房、医疗、子女教育等方面提供配套服务，以帮助他们顺利融入国内的创业环境。

留学人才回国创业对于推动中国科技进步和经济发展具有重要意义。政府通过启动支持计划、融资支持、知识产权质押融资、优化市场环境等多方面措施，为留学回国人才提供全方位的创业支持。未来，随着政策的进一步完善和市场环境的不断优化，留学人才将在中国创业创新领域发挥更大的作用，为国家科技自立自强贡献力量。

参考：

高新技术类企业：这些税收优惠政策请收好：https://www.chinatax.gov.cn/chinatax/c102089/c5178717/content.html

留学人才：回国工作创业，有这些支持政策！：https://www.mohrss.gov.cn/SYrlzyhshbzb/dongtaixinwen/buneiyaowen/rsxw/202412/t20241220_532911.html

最高36万元资金支持——武汉等地发布人才新政：https://mp.weixin.qq.com/s/WH1BtLOLpfi9BjVp2V85Uw

Support for overseas students returning to China to start businesses

In recent years, with the rapid development of China's economy and the continuous enhancement of its scientific and technological innovation capacity, the state has actively promoted high-level talents to return to China to start businesses, so as to promote the transformation of scientific and technological achievements and industrial upgrading. In particular, the government has formulated a series of supportive policies, including financial support, financial support, intellectual property protection, etc., to encourage them to return to China with patents, scientific research achievements and proprietary technology, and accelerate the industrialization process of science and technology.

Government policy support

1.1 Start the support plan

The Chinese government has thoroughly implemented the "Support Program for Returning Overseas Students to start businesses", aiming to provide financial support and policy support to start-ups with returned overseas talents. The program selects outstanding overseas talent entrepreneurship projects and provides start-up funds to help enterprises through the initial difficulties and accelerate the transformation of scientific and technological achievements. At the same time, the plan also provides entrepreneurship guidance, industrial docking, marketing and other support for the selected enterprises, to ensure the rapid development and stable operation of the enterprises.

1.2 Entrepreneurship parks and incubation bases

In order to attract overseas talents to return home to China to start their own businesses, local governments have set up special incubation bases such as "Overseas High-level Talents Pioneer Park" and "Overseas Students Pioneer Park" to provide one-stop services for start-ups such as office space, policy consultation, financing and investment. In addition, these parks also encourage technical cooperation among enterprises, promote cross-industry integrated development, and improve the market competitiveness of enterprises.

1.3 Financial subsidies and tax incentives

The government has provided a series of financial subsidies and preferential tax policies for returning overseas entrepreneurial enterprises. For example, eligible enterprises can enjoy additional deductions for research and development expenses, income tax incentives for high-tech enterprises, and tax exemptions for small and micro enterprises. In addition, the local governments will also provide special financial support for those returnees who start businesses in key technology fields to help them enter the market faster and expand their scale.

2. Financing support

2.1 Entrepreneurship guidance fund and special support funds

In order to solve the financing problems of start-ups, the government encourages all kinds of entrepreneurial guidance funds, special support funds, seed funds and credit guarantee funds to increase the support for start-up enterprises with returning overseas students. These funds can not only provide early investment for start-ups, but also provide continuous financial support in the process of enterprise development, helping them to complete the whole chain of incubation from technology research and development to product launch.

2.2 Support provided by financial institutions

Financial institutions play a key role in supporting returning talents to start their own businesses. The government guides banks and investment institutions to develop financial products that are in line with the characteristics of venture enterprises, such as low-interest loans, venture capital loans, and government discount interest loans, so as to improve financing convenience. In addition, some banks have also set up special "loan products for technology enterprises" to provide customized credit services for enterprises with high-tech projects to ease the financial pressure.

2.3 Angel investment and venture capital investment

In addition to the support of the government and banks, enterprises can also seek the support of angel investment, venture capital (VC) and other social capital. In recent years, the venture capital environment in China has become increasingly mature, and many investment institutions focus on the early stage projects in the high-tech field, which provides rich financing channels for the talents returning to China.

3. Intellectual property pledge financing

3.1 Intellectual property rights financing mode

Intellectual property pledge financing is an innovative financing method that allows companies to obtain loans from banks or investment institutions with their intangible assets such as patents, trademarks and proprietary technology as collateral. This model is particularly suitable for tech startups, which tend to have strong research and development capabilities but lack sufficient tangible assets to borrow from traditional mortgages. The government strongly supports overseas students to use their patents and proprietary technology to raise funds to help them get through the funding shortage.

3.2 Government subsidies and risk-sharing

In order to reduce the risk of financial institutions' intellectual property pledge loans, the government has set up a risk compensation mechanism to provide financial subsidies for qualified intellectual property pledge loans. At the same time, local governments have also set up special intellectual property financing service centers to provide a series of services, such as intellectual property assessment, pledge registration and loan matching, to improve financing convenience.

4. Market environment and talent supporting support

4.1 Optimize the market environment

By optimizing the business environment, the government will provide more convenience for returnees to start their own businesses. For example, in recent years, China has vigorously promoted the reform of "delegating power, delegating control and providing services", simplified the enterprise registration process, reduced the examination and approval process, and improved the efficiency of entrepreneurship. In addition, the government encourages universities, research institutes and enterprises to jointly promote scientific and technological innovation and form an integrated development model of industry, university and research.

4.2 Talent introduction and supporting services

In order to attract and retain high-level overseas talents, the government has also launched a series of talent introduction plans, such as the "Thousand Talents Plan", the "Ten Thousand Talents Plan" and the "Overseas High-level Talents Introduction Plan". These programs not only provide financial support for returnees, but also provide supporting services in housing, medical care and children's education to help them integrate into the entrepreneurial environment in China.

Returning home to start businesses is of great significance to promoting China's scientific and technological progress and economic development. The government provides comprehensive entrepreneurial support for launching support plan, financing support, intellectual property pledge financing, and optimizing the market environment. In the future, with the further improvement of policies and the continuous optimization of the market environment, overseas study talents will play a greater role in the field of entrepreneurship and innovation in China, and contribute to the national self-reliance in science and technology.

Reference:

High-tech enterprises: please collect these preferential tax policies: https://www.chinatax.gov.cn/chinatax/c102089/c5178717/content.html

Study abroad talents: return to work to start a business, have these support policies!：https://www.mohrss.gov.cn/SYrlzyhshbzb/dongtaixinwen/buneiyaowen/rsxw/202412/t20241220_532911.html

Up to 360,000 yuan capital support —— Wuhan and other places issued talent new policy: https://mp.weixin.qq.com/s/WH1BtLOLpfi9BjVp2V85Uw